Financhill
Buy
59

HCI Quote, Financials, Valuation and Earnings

Last price:
$118.38
Seasonality move :
9.05%
Day range:
$116.29 - $120.10
52-week range:
$81.35 - $126.50
Dividend yield:
1.35%
P/E ratio:
9.90x
P/S ratio:
1.87x
P/B ratio:
2.74x
Volume:
109.2K
Avg. volume:
132.9K
1-year change:
39.08%
Market cap:
$1.2B
Revenue:
$550M
EPS (TTM):
$11.97

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
HCI
HCI Group
$190.5M $0.58 -3.16% -93.97% --
ACIC
American Coastal Insurance
$84.5M $0.35 -4.66% -48.39% --
AFG
American Financial Group
$1.8B $2.46 -14.67% -3.62% --
HRTG
Heritage Insurance Holdings
$209.9M $0.06 11.45% -80% $16.00
SIGI
Selective Insurance Group
$1.2B $1.64 14.39% 0.12% --
UVE
Universal Insurance Holdings
$342M -$1.03 -6.81% -86.77% --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
HCI
HCI Group
$118.47 -- $1.2B 9.90x $0.40 1.35% 1.87x
ACIC
American Coastal Insurance
$13.65 -- $658M 7.80x $0.00 0% 2.22x
AFG
American Financial Group
$138.16 -- $11.6B 12.95x $4.00 2.12% 1.41x
HRTG
Heritage Insurance Holdings
$12.44 $16.00 $381.7M 4.98x $0.00 0% 0.47x
SIGI
Selective Insurance Group
$95.03 -- $5.8B 25.61x $0.38 1.51% 1.23x
UVE
Universal Insurance Holdings
$20.97 -- $593.2M 8.52x $0.29 3.05% 0.40x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
HCI
HCI Group
33.66% 0.133 20.36% 15.02x
ACIC
American Coastal Insurance
36.46% 0.940 27.41% 2.50x
AFG
American Financial Group
23.86% 1.496 13.06% 1.66x
HRTG
Heritage Insurance Holdings
29.8% 1.227 31.57% 2.45x
SIGI
Selective Insurance Group
13.67% 0.931 8.54% 33.38x
UVE
Universal Insurance Holdings
20.22% 1.643 16.18% 1.56x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
HCI
HCI Group
-- -- 23.06% 35.68% 9.99% $103.2M
ACIC
American Coastal Insurance
-- -- 24.73% 43.57% 48.19% -$9M
AFG
American Financial Group
-- -- 15.46% 20.75% 10.5% $459M
HRTG
Heritage Insurance Holdings
-- -- 20.68% 31.63% 5.55% -$16.3M
SIGI
Selective Insurance Group
-- -- 6.87% 8.04% 9.94% $378M
UVE
Universal Insurance Holdings
-- -- 15.78% 20.24% -4.3% $81M

HCI Group vs. Competitors

  • Which has Higher Returns HCI or ACIC?

    American Coastal Insurance has a net margin of 3.24% compared to HCI Group's net margin of 34.24%. HCI Group's return on equity of 35.68% beat American Coastal Insurance's return on equity of 43.57%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.52 $699.2M
    ACIC
    American Coastal Insurance
    -- $0.57 $408.5M
  • What do Analysts Say About HCI or ACIC?

    HCI Group has a consensus price target of --, signalling upside risk potential of 18.38%. On the other hand American Coastal Insurance has an analysts' consensus of -- which suggests that it could grow by 17.22%. Given that HCI Group has higher upside potential than American Coastal Insurance, analysts believe HCI Group is more attractive than American Coastal Insurance.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    0 0 0
    ACIC
    American Coastal Insurance
    0 0 0
  • Is HCI or ACIC More Risky?

    HCI Group has a beta of 1.116, which suggesting that the stock is 11.559% more volatile than S&P 500. In comparison American Coastal Insurance has a beta of -0.234, suggesting its less volatile than the S&P 500 by 123.354%.

  • Which is a Better Dividend Stock HCI or ACIC?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.35%. American Coastal Insurance offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. HCI Group pays 17.36% of its earnings as a dividend. American Coastal Insurance pays out -- of its earnings as a dividend. HCI Group's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or ACIC?

    HCI Group quarterly revenues are $175.2M, which are larger than American Coastal Insurance quarterly revenues of $82.1M. HCI Group's net income of $5.7M is lower than American Coastal Insurance's net income of $28.1M. Notably, HCI Group's price-to-earnings ratio is 9.90x while American Coastal Insurance's PE ratio is 7.80x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 1.87x versus 2.22x for American Coastal Insurance. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    1.87x 9.90x $175.2M $5.7M
    ACIC
    American Coastal Insurance
    2.22x 7.80x $82.1M $28.1M
  • Which has Higher Returns HCI or AFG?

    American Financial Group has a net margin of 3.24% compared to HCI Group's net margin of 7.66%. HCI Group's return on equity of 35.68% beat American Financial Group's return on equity of 20.75%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.52 $699.2M
    AFG
    American Financial Group
    -- $2.16 $6.2B
  • What do Analysts Say About HCI or AFG?

    HCI Group has a consensus price target of --, signalling upside risk potential of 18.38%. On the other hand American Financial Group has an analysts' consensus of -- which suggests that it could grow by 8.28%. Given that HCI Group has higher upside potential than American Financial Group, analysts believe HCI Group is more attractive than American Financial Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    0 0 0
    AFG
    American Financial Group
    1 5 0
  • Is HCI or AFG More Risky?

    HCI Group has a beta of 1.116, which suggesting that the stock is 11.559% more volatile than S&P 500. In comparison American Financial Group has a beta of 0.818, suggesting its less volatile than the S&P 500 by 18.161%.

  • Which is a Better Dividend Stock HCI or AFG?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.35%. American Financial Group offers a yield of 2.12% to investors and pays a quarterly dividend of $4.00 per share. HCI Group pays 17.36% of its earnings as a dividend. American Financial Group pays out 80.28% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or AFG?

    HCI Group quarterly revenues are $175.2M, which are smaller than American Financial Group quarterly revenues of $2.4B. HCI Group's net income of $5.7M is lower than American Financial Group's net income of $181M. Notably, HCI Group's price-to-earnings ratio is 9.90x while American Financial Group's PE ratio is 12.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 1.87x versus 1.41x for American Financial Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    1.87x 9.90x $175.2M $5.7M
    AFG
    American Financial Group
    1.41x 12.95x $2.4B $181M
  • Which has Higher Returns HCI or HRTG?

    Heritage Insurance Holdings has a net margin of 3.24% compared to HCI Group's net margin of 3.85%. HCI Group's return on equity of 35.68% beat Heritage Insurance Holdings's return on equity of 31.63%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.52 $699.2M
    HRTG
    Heritage Insurance Holdings
    -- $0.27 $397.9M
  • What do Analysts Say About HCI or HRTG?

    HCI Group has a consensus price target of --, signalling upside risk potential of 18.38%. On the other hand Heritage Insurance Holdings has an analysts' consensus of $16.00 which suggests that it could grow by 28.62%. Given that Heritage Insurance Holdings has higher upside potential than HCI Group, analysts believe Heritage Insurance Holdings is more attractive than HCI Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    0 0 0
    HRTG
    Heritage Insurance Holdings
    1 1 0
  • Is HCI or HRTG More Risky?

    HCI Group has a beta of 1.116, which suggesting that the stock is 11.559% more volatile than S&P 500. In comparison Heritage Insurance Holdings has a beta of 1.022, suggesting its more volatile than the S&P 500 by 2.248%.

  • Which is a Better Dividend Stock HCI or HRTG?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.35%. Heritage Insurance Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. HCI Group pays 17.36% of its earnings as a dividend. Heritage Insurance Holdings pays out 0.02% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or HRTG?

    HCI Group quarterly revenues are $175.2M, which are smaller than Heritage Insurance Holdings quarterly revenues of $211.8M. HCI Group's net income of $5.7M is lower than Heritage Insurance Holdings's net income of $8.2M. Notably, HCI Group's price-to-earnings ratio is 9.90x while Heritage Insurance Holdings's PE ratio is 4.98x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 1.87x versus 0.47x for Heritage Insurance Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    1.87x 9.90x $175.2M $5.7M
    HRTG
    Heritage Insurance Holdings
    0.47x 4.98x $211.8M $8.2M
  • Which has Higher Returns HCI or SIGI?

    Selective Insurance Group has a net margin of 3.24% compared to HCI Group's net margin of 7.42%. HCI Group's return on equity of 35.68% beat Selective Insurance Group's return on equity of 8.04%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.52 $699.2M
    SIGI
    Selective Insurance Group
    -- $1.47 $3.7B
  • What do Analysts Say About HCI or SIGI?

    HCI Group has a consensus price target of --, signalling upside risk potential of 18.38%. On the other hand Selective Insurance Group has an analysts' consensus of -- which suggests that it could grow by 9.44%. Given that HCI Group has higher upside potential than Selective Insurance Group, analysts believe HCI Group is more attractive than Selective Insurance Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    0 0 0
    SIGI
    Selective Insurance Group
    0 0 0
  • Is HCI or SIGI More Risky?

    HCI Group has a beta of 1.116, which suggesting that the stock is 11.559% more volatile than S&P 500. In comparison Selective Insurance Group has a beta of 0.604, suggesting its less volatile than the S&P 500 by 39.64%.

  • Which is a Better Dividend Stock HCI or SIGI?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.35%. Selective Insurance Group offers a yield of 1.51% to investors and pays a quarterly dividend of $0.38 per share. HCI Group pays 17.36% of its earnings as a dividend. Selective Insurance Group pays out 22.73% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or SIGI?

    HCI Group quarterly revenues are $175.2M, which are smaller than Selective Insurance Group quarterly revenues of $1.2B. HCI Group's net income of $5.7M is lower than Selective Insurance Group's net income of $92.3M. Notably, HCI Group's price-to-earnings ratio is 9.90x while Selective Insurance Group's PE ratio is 25.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 1.87x versus 1.23x for Selective Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    1.87x 9.90x $175.2M $5.7M
    SIGI
    Selective Insurance Group
    1.23x 25.61x $1.2B $92.3M
  • Which has Higher Returns HCI or UVE?

    Universal Insurance Holdings has a net margin of 3.24% compared to HCI Group's net margin of -4.17%. HCI Group's return on equity of 35.68% beat Universal Insurance Holdings's return on equity of 20.24%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.52 $699.2M
    UVE
    Universal Insurance Holdings
    -- -$0.57 $501.7M
  • What do Analysts Say About HCI or UVE?

    HCI Group has a consensus price target of --, signalling upside risk potential of 18.38%. On the other hand Universal Insurance Holdings has an analysts' consensus of -- which suggests that it could grow by 28.76%. Given that Universal Insurance Holdings has higher upside potential than HCI Group, analysts believe Universal Insurance Holdings is more attractive than HCI Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    0 0 0
    UVE
    Universal Insurance Holdings
    0 0 0
  • Is HCI or UVE More Risky?

    HCI Group has a beta of 1.116, which suggesting that the stock is 11.559% more volatile than S&P 500. In comparison Universal Insurance Holdings has a beta of 0.924, suggesting its less volatile than the S&P 500 by 7.572%.

  • Which is a Better Dividend Stock HCI or UVE?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.35%. Universal Insurance Holdings offers a yield of 3.05% to investors and pays a quarterly dividend of $0.29 per share. HCI Group pays 17.36% of its earnings as a dividend. Universal Insurance Holdings pays out 34.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or UVE?

    HCI Group quarterly revenues are $175.2M, which are smaller than Universal Insurance Holdings quarterly revenues of $387.6M. HCI Group's net income of $5.7M is higher than Universal Insurance Holdings's net income of -$16.2M. Notably, HCI Group's price-to-earnings ratio is 9.90x while Universal Insurance Holdings's PE ratio is 8.52x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 1.87x versus 0.40x for Universal Insurance Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    1.87x 9.90x $175.2M $5.7M
    UVE
    Universal Insurance Holdings
    0.40x 8.52x $387.6M -$16.2M

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