Financhill
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PFBC Quote, Financials, Valuation and Earnings

Last price:
$85.52
Seasonality move :
3.43%
Day range:
$84.62 - $87.25
52-week range:
$66.88 - $99.78
Dividend yield:
3.25%
P/E ratio:
8.62x
P/S ratio:
4.17x
P/B ratio:
1.51x
Volume:
212.1K
Avg. volume:
75K
1-year change:
14.52%
Market cap:
$1.1B
Revenue:
$293.1M
EPS (TTM):
$9.98
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $170.9M $180.2M $193.6M $254.4M $293.1M
Revenue Growth (YoY) 4.83% 5.46% 7.44% 31.39% 15.23%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $41.5M $40.1M $43.2M $49.4M $52.1M
Other Inc / (Exp) -- -$761K $41K $297K -$5M
Operating Expenses $41.5M $40.1M $43.2M $49.4M $52.1M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $111.4M $96.9M $133.8M $179.2M $209.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $33M $27.4M $38.6M $50.4M $59.8M
Net Income to Company $78.4M $69.5M $95.2M $128.8M $150M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $78.4M $69.5M $95.2M $128.8M $150M
 
Basic EPS (Cont. Ops) $5.16 $4.65 $6.41 $8.84 $10.64
Diluted EPS (Cont. Ops) $5.16 $4.65 $6.41 $8.70 $10.52
Weighted Average Basic Share $15.1M $14.9M $14.9M $14.6M $14.1M
Weighted Average Diluted Share $15.1M $14.9M $14.9M $14.8M $14.3M
 
EBITDA -- -- -- -- --
EBIT $173.5M $137M $159M $226.2M $398.5M
 
Revenue (Reported) $170.9M $180.2M $193.6M $254.4M $293.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $173.5M $137M $159M $226.2M $398.5M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $45.7M $50.5M $69M $75.9M $72.3M
Revenue Growth (YoY) 5.49% 10.53% 36.49% 10.07% -4.77%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $9.7M $11.5M $12.5M $13.2M $13.8M
Other Inc / (Exp) $15K $41K -- -- --
Operating Expenses $9.7M $11.5M $12.5M $13.2M $13.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $23.1M $36.7M $48.9M $53.4M $47M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.9M $10.5M $13.7M $15.2M $13.6M
Net Income to Company $17.1M $26.1M $35.2M $38.2M $33.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $17.1M $26.1M $35.2M $38.2M $33.4M
 
Basic EPS (Cont. Ops) $1.15 $1.76 $2.44 $2.74 $2.50
Diluted EPS (Cont. Ops) $1.15 $1.76 $2.40 $2.71 $2.46
Weighted Average Basic Share $14.9M $14.9M $14.4M $13.9M $13.3M
Weighted Average Diluted Share $14.9M $14.9M $14.6M $14.1M $13.5M
 
EBITDA -- -- -- -- --
EBIT $31.7M $42.5M $60.5M $106M $107.6M
 
Revenue (Reported) $45.7M $50.5M $69M $75.9M $72.3M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $31.7M $42.5M $60.5M $106M $107.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $175.1M $189.7M $231.7M $299.1M $281.5M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $42.3M $42.3M $45.8M $53M $53.6M
Other Inc / (Exp) -$98K -$622K -- -$3.8M -$929K
Operating Expenses $42.3M $42.3M $45.8M $53M $53.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $95.9M $125.4M $161.7M $214.7M $191.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $27.7M $35.7M $46M $60.9M $55.3M
Net Income to Company $68.2M $89.7M $115.7M $153.8M $136.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $68.2M $89.7M $115.7M $153.8M $136.3M
 
Basic EPS (Cont. Ops) $4.57 $6.02 $7.90 $10.76 $10.12
Diluted EPS (Cont. Ops) $4.57 $6.02 $7.81 $10.63 $9.98
Weighted Average Basic Share -- -- -- -- --
Weighted Average Diluted Share -- -- -- -- --
 
EBITDA -- -- -- -- --
EBIT $143.5M $152.8M $189.9M $372M $426.9M
 
Revenue (Reported) $175.1M $189.7M $231.7M $299.1M $281.5M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $143.5M $152.8M $189.9M $372M $426.9M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $132.8M $142.2M $180.3M $225M $213.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $31.9M $34M $36.6M $39.8M $41.3M
Other Inc / (Exp) -$98K $41K -- -$4.1M --
Operating Expenses $31.9M $34M $36.6M $39.8M $41.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $67.8M $96.4M $124.3M $159.7M $141.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $19.2M $27.5M $35M $45.5M $41M
Net Income to Company $48.6M $68.8M $89.3M $114.2M $100.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $48.6M $68.8M $89.3M $114.2M $100.4M
 
Basic EPS (Cont. Ops) $3.26 $4.62 $6.10 $8.01 $7.49
Diluted EPS (Cont. Ops) $3.26 $4.62 $6.01 $7.93 $7.38
Weighted Average Basic Share $44.6M $44.8M $44M $42.8M $40.2M
Weighted Average Diluted Share $44.6M $44.8M $44.6M $43.3M $40.8M
 
EBITDA -- -- -- -- --
EBIT $100.3M $116.1M $147M $292.8M $321.3M
 
Revenue (Reported) $132.8M $142.2M $180.3M $225M $213.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $100.3M $116.1M $147M $292.8M $321.3M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $498.6M $739.5M $1B $747.5M $890.9M
Short Term Investments $240.6M $239.7M $451.9M $428.3M $313.8M
Accounts Receivable, Net $15M $23.7M $14.6M $23.6M $33.9M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $794.6M $1B $1.5B $1.2B $1.3B
 
Property Plant And Equipment $29.3M $27.9M $32.5M $30.7M $31.7M
Long-Term Investments $301.1M $308.8M $524.9M $511.9M $400.3M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $4.6B $5.1B $6B $6.4B $6.7B
 
Accounts Payable $3.3M $1.2M $715K $2.6M $16.1M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $3.3M $1.2M $715K $2.6M $16.1M
 
Long-Term Debt $99.2M $99.3M $147.8M $148M $148.2M
Capital Leases -- -- -- -- --
Total Liabilities $4.2B $4.6B $5.5B $5.8B $6B
 
Common Stock $210.9M $210.9M $210.9M $210.9M $210.9M
Other Common Equity Adj -- -- -- -- --
Common Equity $470M $525.4M $586.7M $630.4M $695.1M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $470M $525.4M $586.7M $630.4M $695.1M
 
Total Liabilities and Equity $4.6B $5.1B $6B $6.4B $6.7B
Cash and Short Terms $739.3M $979.1M $1.5B $1.2B $1.2B
Total Debt $99.2M $99.3M $147.8M $148M $148.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents $780.3M $1.1B $729.5M $998.5M $782.4M
Short Term Investments $219.8M $461.4M $377.5M $335.6M $337.4M
Accounts Receivable, Net $24.4M $16.6M $19M $33.6M $35.6M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1.1B $1.6B $1.1B $1.4B $1.2B
 
Property Plant And Equipment $28.2M $31.6M $31.4M $29.2M $39.7M
Long-Term Investments $274.4M $530M $452.7M $411.8M $415.7M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $5.1B $6B $6.3B $6.6B $6.9B
 
Accounts Payable $2.9M $2.1M $2.2M $12.5M $16M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $2.9M $2.1M $2.2M $12.5M $16M
 
Long-Term Debt $99.3M $147.7M $147.9M $148.2M $148.4M
Capital Leases -- -- -- -- --
Total Liabilities $4.6B $5.4B $5.7B $6B $6.1B
 
Common Stock $210.9M $210.9M $210.9M $210.9M $210.9M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $503.9M $562M $590.6M $670.5M $750.1M
 
Total Liabilities and Equity $5.1B $6B $6.3B $6.6B $6.9B
Cash and Short Terms $1B $1.5B $1.1B $1.3B $1.1B
Total Debt $99.3M $147.7M $147.9M $148.2M $148.4M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders $78.4M $69.5M $95.2M $128.8M $150M
Depreciation & Amoritzation $1.3M $1.9M $1.9M $1.9M $1.7M
Stock-Based Compensation $7.8M $8.9M $9.1M $8.4M $5.8M
Change in Accounts Receivable -$1.4M -$2.3M $7.9M -$8.6M -$14.1M
Change in Inventories -- -- -- -- --
Cash From Operations $86.5M $103.8M $119.6M $143.8M $175.4M
 
Capital Expenditures $6.1M $1.5M $603K $356K $2.4M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$457.1M -$318.8M -$620M -$699.9M -$98M
 
Dividends Paid (Ex Special Dividend) -$18.3M -$17.9M -$21.4M -$25.1M -$31.1M
Special Dividend Paid
Long-Term Debt Issued -- -- $147.6M -- --
Long-Term Debt Repaid -$1.3M -- -$100M -- --
Repurchase of Common Stock -$20.5M -$2.4M -$17.7M -$33.3M -$55.2M
Other Financing Activities -- -- -- -- --
Cash From Financing $303.5M $438.8M $791.5M $273.1M $66M
 
Beginning Cash (CF) $602.8M $535.6M $759.5M $1.1B $767.5M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$67.1M $223.8M $291.1M -$283.1M $143.3M
Ending Cash (CF) $535.6M $759.5M $1.1B $767.5M $910.9M
 
Levered Free Cash Flow $80.4M $102.3M $119M $143.4M $173M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $17.1M $26.1M $35.2M $38.2M $33.4M
Depreciation & Amoritzation $482K $479K $476K $460K $522K
Stock-Based Compensation $1.3M $1.4M $1.4M $1.3M $1.8M
Change in Accounts Receivable -$631K $7M -$633K -$4.8M -$1.4M
Change in Inventories -- -- -- -- --
Cash From Operations $30.3M $41.1M $45.2M $59.3M $56M
 
Capital Expenditures $446K $226K $89K $319K $212K
Cash Acquisitions -- -- -- -- --
Cash From Investing $61.6M -$229.3M -$86.8M $664K -$142.9M
 
Dividends Paid (Ex Special Dividend) -$4.5M -$5.7M -$6.3M -$7.8M -$9.3M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -$140K -- -$150M --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -$13K -$17.5M -$19M -$25.1M -$5.4M
Other Financing Activities -- -- -- -- --
Cash From Financing $59.7M $374.3M $22.4M -$88.6M -$25.8M
 
Beginning Cash (CF) $656.2M $896.5M $768.7M $1B $917.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $151.6M $186.2M -$19.2M -$28.6M -$112.7M
Ending Cash (CF) $807.8M $1.1B $749.5M $1B $805M
 
Levered Free Cash Flow $29.9M $40.9M $45.1M $59M $55.8M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $68.2M $89.7M $115.7M $153.8M $136.3M
Depreciation & Amoritzation $1.9M $1.9M $1.9M $1.7M $2.1M
Stock-Based Compensation $9M $8.1M $9.7M $8.2M $8.4M
Change in Accounts Receivable -$13M $13.4M -$711K -$13M -$12.4M
Change in Inventories -- -- -- -- --
Cash From Operations $89M $125.4M $136.4M $211.7M $125.1M
 
Capital Expenditures $1.2M $1.1M $348K $1.1M $2.5M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$263.4M -$639.6M -$673.5M -$93M -$447.9M
 
Dividends Paid (Ex Special Dividend) -$18M -$20.3M -$24.5M -$29.8M -$35.8M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -$10.6M -$17.8M -$33.3M -$44.9M -$42M
Other Financing Activities -- -- -- -- --
Cash From Financing $516.9M $789M $204M $152.9M $106.7M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $342.6M $274.8M -$333.2M $271.6M -$216.1M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $87.8M $124.4M $136.1M $210.6M $122.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $48.6M $68.8M $89.3M $114.2M $100.4M
Depreciation & Amoritzation $1.4M $1.4M $1.4M $1.3M $1.6M
Stock-Based Compensation $4.9M $4.1M $4.7M $4.5M $7.1M
Change in Accounts Receivable -$12.6M $3.1M -$5.5M -$9.8M -$8.1M
Change in Inventories -- -- -- -- --
Cash From Operations $68.8M $90.4M $107.2M $175.2M $124.9M
 
Capital Expenditures $985K $543K $288K $1M $1.1M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$212M -$532.8M -$586.3M $20.6M -$329.2M
 
Dividends Paid (Ex Special Dividend) -$13.4M -$15.8M -$19M -$23.6M -$28.3M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $147.6M -- -- --
Long-Term Debt Repaid -- -$100M -- -- --
Repurchase of Common Stock -$2.3M -$17.7M -$33.2M -$44.9M -$31.7M
Other Financing Activities -- -- -- -- --
Cash From Financing $415.4M $765.5M $178M $57.8M $98.5M
 
Beginning Cash (CF) $1.7B $2.6B $2.8B $2.7B $2.8B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $272.1M $323.2M -$301.1M $253.6M -$105.9M
Ending Cash (CF) $1.9B $2.9B $2.5B $3B $2.7B
 
Levered Free Cash Flow $67.8M $89.9M $106.9M $174.2M $123.8M

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