UPST Quote, Financials, Valuation and Earnings

FirstCash Holdings has a net margin of -4.17% compared to Upstart Holdings's net margin of 7.74%. Upstart Holdings's return on equity of -27.32% beat FirstCash Holdings's return on equity of 12.32%.

Upstart Holdings has a consensus price target of $22.50, signalling downside risk potential of -9.56%. On the other hand FirstCash Holdings has an analysts' consensus of -- which suggests that it could grow by 31.29%. Given that FirstCash Holdings has higher upside potential than Upstart Holdings, analysts believe FirstCash Holdings is more attractive than Upstart Holdings.

Upstart Holdings has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison FirstCash Holdings has a beta of 0.652, suggesting its less volatile than the S&P 500 by 34.832%.

Upstart Holdings has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. FirstCash Holdings offers a yield of 1.42% to investors and pays a quarterly dividend of $0.38 per share. Upstart Holdings pays -- of its earnings as a dividend. FirstCash Holdings pays out 28.22% of its earnings as a dividend. FirstCash Holdings's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Upstart Holdings quarterly revenues are $162.1M, which are smaller than FirstCash Holdings quarterly revenues of $837.3M. Upstart Holdings's net income of -$6.8M is lower than FirstCash Holdings's net income of $64.8M. Notably, Upstart Holdings's price-to-earnings ratio is -- while FirstCash Holdings's PE ratio is 19.07x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings is 10.81x versus 1.39x for FirstCash Holdings. Usually stocks with elevated PS ratios are considered overvalued.

LendingClub has a net margin of -4.17% compared to Upstart Holdings's net margin of 7.16%. Upstart Holdings's return on equity of -27.32% beat LendingClub's return on equity of 4.07%.

Upstart Holdings has a consensus price target of $22.50, signalling downside risk potential of -9.56%. On the other hand LendingClub has an analysts' consensus of $18.15 which suggests that it could grow by 11.21%. Given that LendingClub has higher upside potential than Upstart Holdings, analysts believe LendingClub is more attractive than Upstart Holdings.

Upstart Holdings has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison LendingClub has a beta of 2.020, suggesting its more volatile than the S&P 500 by 102.004%.

Upstart Holdings has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. LendingClub offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings pays -- of its earnings as a dividend. LendingClub pays out -- of its earnings as a dividend.

Upstart Holdings quarterly revenues are $162.1M, which are smaller than LendingClub quarterly revenues of $201.9M. Upstart Holdings's net income of -$6.8M is lower than LendingClub's net income of $14.5M. Notably, Upstart Holdings's price-to-earnings ratio is -- while LendingClub's PE ratio is 35.48x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings is 10.81x versus 2.41x for LendingClub. Usually stocks with elevated PS ratios are considered overvalued.

Old Market Capital has a net margin of -4.17% compared to Upstart Holdings's net margin of -13.48%. Upstart Holdings's return on equity of -27.32% beat Old Market Capital's return on equity of -25.87%.

Upstart Holdings has a consensus price target of $22.50, signalling downside risk potential of -9.56%. On the other hand Old Market Capital has an analysts' consensus of -- which suggests that it could fall by --. Given that Upstart Holdings has higher upside potential than Old Market Capital, analysts believe Upstart Holdings is more attractive than Old Market Capital.

Upstart Holdings has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Old Market Capital has a beta of 0.939, suggesting its less volatile than the S&P 500 by 6.082%.

Upstart Holdings has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Old Market Capital offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings pays -- of its earnings as a dividend. Old Market Capital pays out -- of its earnings as a dividend.

Upstart Holdings quarterly revenues are $162.1M, which are larger than Old Market Capital quarterly revenues of $3.3M. Upstart Holdings's net income of -$6.8M is lower than Old Market Capital's net income of -$451K. Notably, Upstart Holdings's price-to-earnings ratio is -- while Old Market Capital's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings is 10.81x versus -- for Old Market Capital. Usually stocks with elevated PS ratios are considered overvalued.

SoFi Technologies has a net margin of -4.17% compared to Upstart Holdings's net margin of 8.76%. Upstart Holdings's return on equity of -27.32% beat SoFi Technologies's return on equity of 3.68%.

Upstart Holdings has a consensus price target of $22.50, signalling downside risk potential of -9.56%. On the other hand SoFi Technologies has an analysts' consensus of $11.37 which suggests that it could fall by -27.28%. Given that SoFi Technologies has more downside risk than Upstart Holdings, analysts believe Upstart Holdings is more attractive than SoFi Technologies.

Upstart Holdings has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison SoFi Technologies has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

Upstart Holdings has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. SoFi Technologies offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings pays -- of its earnings as a dividend. SoFi Technologies pays out -13.44% of its earnings as a dividend.

Upstart Holdings quarterly revenues are $162.1M, which are smaller than SoFi Technologies quarterly revenues of $693.8M. Upstart Holdings's net income of -$6.8M is lower than SoFi Technologies's net income of $60.7M. Notably, Upstart Holdings's price-to-earnings ratio is -- while SoFi Technologies's PE ratio is 156.30x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings is 10.81x versus 6.58x for SoFi Technologies. Usually stocks with elevated PS ratios are considered overvalued.