Financhill
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UNB Quote, Financials, Valuation and Earnings

Last price:
$28.19
Seasonality move :
-1.15%
Day range:
$29.85 - $31.32
52-week range:
$21.00 - $37.70
Dividend yield:
4.82%
P/E ratio:
15.31x
P/S ratio:
2.94x
P/B ratio:
1.87x
Volume:
10.6K
Avg. volume:
9.3K
1-year change:
-2.74%
Market cap:
$135.1M
Revenue:
$46.8M
EPS (TTM):
$1.95
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $39.9M $46.8M $47.8M $47.9M $46.8M
Revenue Growth (YoY) 6.83% 17.21% 2.07% 0.26% -2.21%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $17.1M $19.3M $20.7M $20.4M $21.3M
Other Inc / (Exp) $157K $251K -$21K -$29K $189K
Operating Expenses $17.1M $19.3M $20.7M $20.4M $21.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $12.5M $15.2M $15.8M $15.2M $12.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.8M $2.4M $2.6M $2.6M $1.6M
Net Income to Company $10.6M $12.8M $13.2M $12.6M $11.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $10.6M $12.8M $13.2M $12.6M $11.3M
 
Basic EPS (Cont. Ops) $2.38 $2.86 $2.94 $2.81 $2.50
Diluted EPS (Cont. Ops) $2.38 $2.85 $2.92 $2.79 $2.48
Weighted Average Basic Share $4.5M $4.5M $4.5M $4.5M $4.5M
Weighted Average Diluted Share $4.5M $4.5M $4.5M $4.5M $4.5M
 
EBITDA -- -- -- -- --
EBIT $18.1M $20.4M $19.4M $19.8M $32.1M
 
Revenue (Reported) $39.9M $46.8M $47.8M $47.9M $46.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $18.1M $20.4M $19.4M $19.8M $32.1M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $13.7M $13.3M $13M $11.2M $10.6M
Revenue Growth (YoY) 32.04% -2.53% -2.75% -13.61% -5.08%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $4.9M $5.1M $4.7M $5.6M $6.1M
Other Inc / (Exp) $76K -$31K -$60K -$41K -$1.2M
Operating Expenses $4.9M $5.1M $4.7M $5.6M $6.1M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $4.9M $4.8M $4.5M $2.8M $1.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $751K $874K $783K $296K -$123K
Net Income to Company $4.1M $3.9M $3.8M $2.5M $1.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $4.1M $3.9M $3.8M $2.5M $1.3M
 
Basic EPS (Cont. Ops) $0.92 $0.87 $0.84 $0.56 $0.29
Diluted EPS (Cont. Ops) $0.92 $0.87 $0.83 $0.55 $0.29
Weighted Average Basic Share $4.5M $4.5M $4.5M $4.5M $4.5M
Weighted Average Diluted Share $4.5M $4.5M $4.5M $4.5M $4.6M
 
EBITDA -- -- -- -- --
EBIT $6.1M $5.5M $5.6M $8.5M $9M
 
Revenue (Reported) $13.7M $13.3M $13M $11.2M $10.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $6.1M $5.5M $5.6M $8.5M $9M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $44.5M $48.7M $47.2M $47.1M $46.1M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $17.6M $20.8M $21.3M $22.2M $21.7M
Other Inc / (Exp) $202K $154K -$138K $121K -$954K
Operating Expenses $17.6M $20.9M $21.4M $22.3M $21.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $13.8M $16.4M $15M $13.7M $9.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.1M $2.8M $2.4M $2M $533K
Net Income to Company $11.8M $13.6M $12.5M $11.7M $8.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $11.8M $13.6M $12.5M $11.7M $8.8M
 
Basic EPS (Cont. Ops) $2.62 $3.03 $2.80 $2.59 $1.95
Diluted EPS (Cont. Ops) $2.61 $3.02 $2.79 $2.58 $1.95
Weighted Average Basic Share -- -- -- -- --
Weighted Average Diluted Share -- -- -- -- --
 
EBITDA -- -- -- -- --
EBIT $19.3M $20.4M $18.3M $28.6M $37.1M
 
Revenue (Reported) $44.5M $48.7M $47.2M $47.1M $46.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $19.3M $20.4M $18.3M $28.6M $37.1M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $34.5M $36.4M $35.9M $35.3M $34.1M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $13.4M $14.6M $14.7M $16.1M $17.2M
Other Inc / (Exp) $125K $28K -$89K $61K -$1.1M
Operating Expenses $13.4M $14.7M $14.8M $16.2M $17.2M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $10.6M $11.8M $11M $9.4M $5.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.6M $2M $1.8M $1.2M $103K
Net Income to Company $9M $9.8M $9.2M $8.2M $5.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $9M $9.8M $9.2M $8.2M $5.8M
 
Basic EPS (Cont. Ops) $2.01 $2.18 $2.04 $1.82 $1.27
Diluted EPS (Cont. Ops) $2.00 $2.17 $2.03 $1.81 $1.27
Weighted Average Basic Share $13.4M $13.4M $13.5M $13.5M $13.6M
Weighted Average Diluted Share $13.5M $13.5M $13.5M $13.6M $13.6M
 
EBITDA -- -- -- -- --
EBIT $14.6M $14.6M $13.5M $22.4M $27.3M
 
Revenue (Reported) $34.5M $36.4M $35.9M $35.3M $34.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $14.6M $14.6M $13.5M $22.4M $27.3M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $12M $18.1M $17.9M $20.9M $19.1M
Short Term Investments $87.4M $105.8M $267.8M $250.3M $264.4M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $145.1M $241.2M $346.9M $304.6M $356.7M
 
Property Plant And Equipment $20.9M $20M $21.6M $20.5M $20.8M
Long-Term Investments $88.1M $106.8M $269M $251.5M $265.9M
Goodwill $2.2M -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $872.9M $1.1B $1.2B $1.3B $1.5B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $47.2M $7.2M $16.2M $66.2M $81.9M
Capital Leases -- -- -- -- --
Total Liabilities $801.1M $1B $1.1B $1.3B $1.4B
 
Common Stock $9.9M $9.9M $9.9M $10M $10M
Other Common Equity Adj $986K $2.6M -$1.6M -$37.4M -$32M
Common Equity $71.8M $80.9M $84.3M $55.2M $65.8M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $71.8M $80.9M $84.3M $55.2M $65.8M
 
Total Liabilities and Equity $872.9M $1.1B $1.2B $1.3B $1.5B
Cash and Short Terms $99.4M $123.9M $285.7M $271.2M $283.5M
Total Debt $47.2M $7.2M $16.2M $66.2M $81.9M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents $14.1M $17.2M $18.5M $18.6M $17.9M
Short Term Investments $88.1M $184.2M $240.1M $249M $244.9M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $161.6M $316.5M $286.7M $284.8M $305.6M
 
Property Plant And Equipment $20.5M $21.8M $20.7M $20.4M $20.5M
Long-Term Investments $89M $185.4M $241.3M $250.3M $246.7M
Goodwill $2.2M -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1B $1.2B $1.3B $1.4B $1.5B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $9.5M $23.2M $41.2M $106.9M $257M
Capital Leases -- -- -- -- --
Total Liabilities $930.7M $1.1B $1.3B $1.3B $1.4B
 
Common Stock $9.9M $9.9M $9.9M $10M $10M
Other Common Equity Adj $2.6M -$188K -$40.9M -$47.1M -$26.8M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $78.4M $83.7M $49.7M $49.2M $72.3M
 
Total Liabilities and Equity $1B $1.2B $1.3B $1.4B $1.5B
Cash and Short Terms $102.2M $201.4M $258.6M $267.6M $262.8M
Total Debt $9.5M $23.2M $41.2M $106.9M $257M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders $10.6M $12.8M $13.2M $12.6M $11.3M
Depreciation & Amoritzation $1.7M $2.1M $1.9M $1.8M $1.6M
Stock-Based Compensation $165K $236K $299K $446K $374K
Change in Accounts Receivable -$122K -$1.2M $881K -$916K -$1.2M
Change in Inventories -- -- -- -- --
Cash From Operations $11.6M -$7.1M $29.2M $29M $9.2M
 
Capital Expenditures $6.4M $1M $3.5M $665K $1.9M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$48.9M -$125.9M -$190M -$207.6M -$82.3M
 
Dividends Paid (Ex Special Dividend) -$5.5M -$5.7M -$5.9M -$6.2M -$6.4M
Special Dividend Paid
Long-Term Debt Issued -- -- $16.5M -- $90.7M
Long-Term Debt Repaid -$20.3M -$40M -$7.2M -- -$35M
Repurchase of Common Stock -$13K -- -$2K -$79K -$130K
Other Financing Activities -- -- -$340K -- --
Cash From Financing $51.1M $204.6M $104M $150.5M $112.8M
 
Beginning Cash (CF) $37.3M $51.1M $122.8M $65.9M $37.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $13.8M $71.6M -$56.8M -$28M $39.8M
Ending Cash (CF) $51.1M $122.8M $65.9M $37.9M $77.7M
 
Levered Free Cash Flow $5.2M -$8.1M $25.7M $28.4M $7.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $4.1M $3.9M $3.8M $2.5M $1.3M
Depreciation & Amoritzation $508K $439K $451K $400K $395K
Stock-Based Compensation $58K $91K $123K $130K $150K
Change in Accounts Receivable -$454K $332K -$268K -$521K -$198K
Change in Inventories -- -- -- -- --
Cash From Operations $15.4M $29.9M $6.4M $411K $1.3M
 
Capital Expenditures $538K $610K $186K $711K $211K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$76.7M -$58.6M -$116.3M -$82M -$96.5M
 
Dividends Paid (Ex Special Dividend) -$1.4M -$1.5M -$1.6M -$1.6M -$1.6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $16.5M -- -$4.7M $80M
Long-Term Debt Repaid -- -$164K -- -$50M -$20M
Repurchase of Common Stock -- -- -- -$55K --
Other Financing Activities -- -$339K -- -- --
Cash From Financing $89.2M $87.5M $116.8M $67.1M $111.9M
 
Beginning Cash (CF) $36.6M $61.2M $25.3M $35.8M $30.5M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $27.8M $58.9M $6.8M -$14.5M $16.8M
Ending Cash (CF) $64.5M $120.1M $32.1M $21.3M $47.3M
 
Levered Free Cash Flow $14.8M $29.3M $6.2M -$300K $1.1M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $11.8M $13.6M $12.5M $11.7M $8.8M
Depreciation & Amoritzation $2M $2M $1.8M $1.6M $1.6M
Stock-Based Compensation $230K $301K $384K $435K $468K
Change in Accounts Receivable -$1.4M $1.1M -$256K -$1.1M -$599K
Change in Inventories -- -- -- -- --
Cash From Operations -$1.4M $31.9M $24.6M $12.5M $9.4M
 
Capital Expenditures $1.3M $3.3M $744K $1.3M $1.8M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$114.1M -$114.8M -$280.1M -$108.4M -$78M
 
Dividends Paid (Ex Special Dividend) -$5.6M -$5.8M -$6.1M -$6.4M -$6.4M
Special Dividend Paid
Long-Term Debt Issued -- -- -- $90.7M $285M
Long-Term Debt Repaid -- -- -- -- -$95M
Repurchase of Common Stock -- -$2K -$79K -$115K -$15K
Other Financing Activities -- -- -- -- --
Cash From Financing $150.1M $138.4M $167.6M $85.1M $94.5M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $34.6M $55.6M -$87.9M -$10.8M $25.9M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$2.7M $28.6M $23.9M $11.2M $7.7M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $9M $9.8M $9.2M $8.2M $5.8M
Depreciation & Amoritzation $1.5M $1.4M $1.4M $1.2M $1.2M
Stock-Based Compensation $209K $274K $359K $348K $442K
Change in Accounts Receivable -$1.2M $1.1M -$6K -$158K $488K
Change in Inventories -- -- -- -- --
Cash From Operations -$11.7M $27.3M $22.7M $6.2M $6.4M
 
Capital Expenditures $937K $3.2M $476K $1.1M $932K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$99.1M -$88M -$178.1M -$78.9M -$74.6M
 
Dividends Paid (Ex Special Dividend) -$4.3M -$4.4M -$4.7M -$4.8M -$4.8M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $16.5M -- $90.7M $285M
Long-Term Debt Repaid -$37.7M -$164K -- -$50M -$110M
Repurchase of Common Stock -- -$2K -$79K -$115K --
Other Financing Activities -- -$339K -- -- --
Cash From Financing $124.1M $58M $121.6M $56.1M $37.8M
 
Beginning Cash (CF) $129.5M $240.5M $142M $95.5M $130.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $13.3M -$2.7M -$33.8M -$16.6M -$30.4M
Ending Cash (CF) $142.8M $237.8M $108.2M $79M $100.4M
 
Levered Free Cash Flow -$12.6M $24.1M $22.2M $5M $5.5M

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