THFF Quote, Financials, Valuation and Earnings

Central Pacific Financial has a net margin of 14.97% compared to First Financial's net margin of 20.37%. First Financial's return on equity of 8.31% beat Central Pacific Financial's return on equity of 11.2%.

First Financial has a consensus price target of $51.00, signalling upside risk potential of 9.4%. On the other hand Central Pacific Financial has an analysts' consensus of -- which suggests that it could grow by 13.11%. Given that Central Pacific Financial has higher upside potential than First Financial, analysts believe Central Pacific Financial is more attractive than First Financial.

First Financial has a beta of 0.500, which suggesting that the stock is 50.007% less volatile than S&P 500. In comparison Central Pacific Financial has a beta of 1.177, suggesting its more volatile than the S&P 500 by 17.679%.

First Financial has a quarterly dividend of $0.45 per share corresponding to a yield of 3.86%. Central Pacific Financial offers a yield of 3.68% to investors and pays a quarterly dividend of $0.26 per share. First Financial pays 25.35% of its earnings as a dividend. Central Pacific Financial pays out 47.93% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $58.4M, which are smaller than Central Pacific Financial quarterly revenues of $65.3M. First Financial's net income of $8.7M is lower than Central Pacific Financial's net income of $13.3M. Notably, First Financial's price-to-earnings ratio is 12.63x while Central Pacific Financial's PE ratio is 13.47x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.66x versus 3.08x for Central Pacific Financial. Usually stocks with elevated PS ratios are considered overvalued.

Community Trust Bancorp has a net margin of 14.97% compared to First Financial's net margin of 35.28%. First Financial's return on equity of 8.31% beat Community Trust Bancorp's return on equity of 11.15%.

First Financial has a consensus price target of $51.00, signalling upside risk potential of 9.4%. On the other hand Community Trust Bancorp has an analysts' consensus of $48.00 which suggests that it could grow by 10.46%. Given that Community Trust Bancorp has higher upside potential than First Financial, analysts believe Community Trust Bancorp is more attractive than First Financial.

First Financial has a beta of 0.500, which suggesting that the stock is 50.007% less volatile than S&P 500. In comparison Community Trust Bancorp has a beta of 0.656, suggesting its less volatile than the S&P 500 by 34.358%.

First Financial has a quarterly dividend of $0.45 per share corresponding to a yield of 3.86%. Community Trust Bancorp offers a yield of 3.42% to investors and pays a quarterly dividend of $0.47 per share. First Financial pays 25.35% of its earnings as a dividend. Community Trust Bancorp pays out 41.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $58.4M, which are smaller than Community Trust Bancorp quarterly revenues of $62.8M. First Financial's net income of $8.7M is lower than Community Trust Bancorp's net income of $22.1M. Notably, First Financial's price-to-earnings ratio is 12.63x while Community Trust Bancorp's PE ratio is 12.35x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.66x versus 4.07x for Community Trust Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Evans Bancorp has a net margin of 14.97% compared to First Financial's net margin of 16.32%. First Financial's return on equity of 8.31% beat Evans Bancorp's return on equity of 10.61%.

First Financial has a consensus price target of $51.00, signalling upside risk potential of 9.4%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.57%. Given that Evans Bancorp has higher upside potential than First Financial, analysts believe Evans Bancorp is more attractive than First Financial.

First Financial has a beta of 0.500, which suggesting that the stock is 50.007% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

First Financial has a quarterly dividend of $0.45 per share corresponding to a yield of 3.86%. Evans Bancorp offers a yield of 3% to investors and pays a quarterly dividend of $0.66 per share. First Financial pays 25.35% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $58.4M, which are larger than Evans Bancorp quarterly revenues of $18M. First Financial's net income of $8.7M is higher than Evans Bancorp's net income of $2.9M. Notably, First Financial's price-to-earnings ratio is 12.63x while Evans Bancorp's PE ratio is 13.23x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.66x versus 2.91x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bancorp has a net margin of 14.97% compared to First Financial's net margin of 36.89%. First Financial's return on equity of 8.31% beat First Bancorp's return on equity of 10.89%.

First Financial has a consensus price target of $51.00, signalling upside risk potential of 9.4%. On the other hand First Bancorp has an analysts' consensus of -- which suggests that it could fall by --. Given that First Financial has higher upside potential than First Bancorp, analysts believe First Financial is more attractive than First Bancorp.

First Financial has a beta of 0.500, which suggesting that the stock is 50.007% less volatile than S&P 500. In comparison First Bancorp has a beta of 0.578, suggesting its less volatile than the S&P 500 by 42.229%.

First Financial has a quarterly dividend of $0.45 per share corresponding to a yield of 3.86%. First Bancorp offers a yield of 5.13% to investors and pays a quarterly dividend of $0.36 per share. First Financial pays 25.35% of its earnings as a dividend. First Bancorp pays out 52.23% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $58.4M, which are larger than First Bancorp quarterly revenues of $20.5M. First Financial's net income of $8.7M is higher than First Bancorp's net income of $7.6M. Notably, First Financial's price-to-earnings ratio is 12.63x while First Bancorp's PE ratio is 11.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.66x versus 3.94x for First Bancorp. Usually stocks with elevated PS ratios are considered overvalued.