Financhill
Buy
55

SLM Quote, Financials, Valuation and Earnings

Last price:
$27.93
Seasonality move :
3.03%
Day range:
$27.48 - $28.02
52-week range:
$18.04 - $28.24
Dividend yield:
1.65%
P/E ratio:
9.74x
P/S ratio:
3.26x
P/B ratio:
3.15x
Volume:
1M
Avg. volume:
2.9M
1-year change:
48.25%
Market cap:
$5.9B
Revenue:
$1.8B
EPS (TTM):
$2.87

Analysts' Opinion

  • Consensus Rating
    SLM has received a consensus rating of Buy. The company's average rating is a Buy based on 7 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $30.17, SLM has an estimated upside of 7.89% from its current price of $27.96.
  • Price Target Downside
    According to analysts, the lowest downside price target is $26.00 representing 100% downside risk from its current price of $27.96.

Fair Value

  • According to the consensus of 9 analysts, SLM has 7.89% upside to fair value with a price target of $30.17 per share.

SLM vs. S&P 500

  • Over the past 5 trading days, SLM has underperformed the S&P 500 by -1.88% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • SLM does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • SLM revenues have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter SLM reported revenues of $383.9M.

Earnings Growth

  • SLM has grown year-over-year earnings for 2 quarters straight. In the most recent quarter SLM reported earnings per share of -$0.23.
Enterprise value:
7.7B
EV / Invested capital:
0.94x
Price / LTM sales:
3.26x
EV / EBIT:
3.82x
EV / Revenue:
4.04x
PEG ratio (5yr expected):
0.09x
EV / Free cash flow:
-21.28x
Price / Operating cash flow:
--
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
2.29%
Net Income Margin (TTM):
34.97%
Return On Equity:
32.57%
Return On Invested Capital:
8.9%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $2B $1.7B $1.9B $408.9M $383.9M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $3.07 $1.35 $2.87 $0.11 -$0.23
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $8.4B $7B $6.5B $5.4B $6.5B
Total Assets $30.6B $28.8B $29.1B $29.3B $30B
Current Liabilities -- $199.6M -- -- --
Total Liabilities $28.4B $26.7B $27.2B $27.5B $27.9B
Total Equity $2.2B $2.1B $2B $1.8B $2.1B
Total Debt $4.9B $5.4B $5.5B $5.5B $6B
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $51.5M -$118.4M -$361.1M -$59.4M -$113.4M
Cash From Investing $2.4B -$872M $1.3B -$1.7B -$1.8B
Cash From Financing -$357M -$311M -$31.8M $1.5B $1.2B
Free Cash Flow $51.5M -$118.4M -$361.1M -$59.4M -$113.4M
SLM
Sector
Market Cap
$5.9B
$700.3M
Price % of 52-Week High
99.03%
88.31%
Dividend Yield
1.65%
2.2%
Shareholder Yield
4.55%
3.87%
1-Year Price Total Return
48.25%
7.75%
Beta (5-Year)
1.215
0.737
Dividend yield:
1.65%
Annualized payout:
$0.44
Payout ratio:
17.27%
Growth streak:
0 years

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Technicals

8-day SMA
Buy
Level $27.52
200-day SMA
Buy
Level $22.25
Bollinger Bands (100)
Buy
Level 20.79 - 25.53
Chaikin Money Flow
Buy
Level 39.5M
20-day SMA
Buy
Level $27.05
Relative Strength Index (RSI14)
Buy
Level 63.19
ADX Line
Buy
Level 9.18
Williams %R
Sell
Level -11.4823
50-day SMA
Buy
Level $24.89
MACD (12, 26)
Buy
Level 0.78
25-day Aroon Oscillator
Buy
Level 84
On Balance Volume
Neutral
Level 544.4M

Financial Scores

--
Altman Z-Score (Annual)
Level (--)
Sell
CA Score (Annual)
Level (-2.1701)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
--
Ohlson Score
Level (--)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

SLM Corp is the largest student lender in the country. It makes and holds student loans through the guaranteed Federal Family Education Loan Program as well as through private channels. It also engages in debt-management operations, including accounts receivable and collections services, and runs college savings programs.

Stock Forecast FAQ

In the current month, SLM has received 7 Buy ratings 2 Hold ratings, and 0 Sell ratings. The SLM average analyst price target in the past 3 months is $30.17.

  • Where Will SLM Stock Be In 1 Year?

    According to analysts, the consensus estimate is that SLM share price will rise to $30.17 per share over the next 12 months.

  • What Do Analysts Say About SLM?

    Analysts are divided on their view about SLM share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that SLM is a Sell and believe this share price will drop from its current level to $26.00.

  • What Is SLM's Price Target?

    The price target for SLM over the next 1-year time period is forecast to be $30.17 according to 9 Wall Street analysts, 7 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is SLM A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for SLM is a Buy. 7 of 9 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of SLM?

    You can purchase shares of SLM via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase SLM shares.

  • What Is The SLM Share Price Today?

    SLM was last trading at $27.93 per share. This represents the most recent stock quote for SLM. Yesterday, SLM closed at $27.96 per share.

  • How To Buy SLM Stock Online?

    In order to purchase SLM stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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