Financhill
Buy
76

AFBI Quote, Financials, Valuation and Earnings

Last price:
$22.37
Seasonality move :
-2.7%
Day range:
$21.65 - $22.50
52-week range:
$14.93 - $22.50
Dividend yield:
0%
P/E ratio:
26.46x
P/S ratio:
4.76x
P/B ratio:
1.12x
Volume:
70.8K
Avg. volume:
6.5K
1-year change:
40.83%
Market cap:
$144.2M
Revenue:
$29.7M
EPS (TTM):
$0.85
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $14.4M $27M $32M $32.2M $29.7M
Revenue Growth (YoY) -- 88.2% 18.31% 0.64% -7.75%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $8.2M $12.4M $11M $12.2M $12.3M
Other Inc / (Exp) $147K $20K -- -- --
Operating Expenses $8.2M $12.4M $9.8M $11.6M $12.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $326K $3.9M $9.9M $9.3M $8.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$29K $792K $2.3M $2.2M $1.9M
Net Income to Company $355K $3.1M $7.6M $7.1M $6.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $355K $3.1M $7.6M $7.1M $6.4M
 
Basic EPS (Cont. Ops) $0.05 $0.45 $1.10 $1.07 $1.00
Diluted EPS (Cont. Ops) $0.05 $0.45 $1.09 $1.06 $0.98
Weighted Average Basic Share $6.9M $6.9M $6.9M $6.7M $6.5M
Weighted Average Diluted Share $6.9M $6.9M $7M $6.8M $6.6M
 
EBITDA -- -- -- -- --
EBIT $2.6M $9.4M $13.1M $11.7M $23.9M
 
Revenue (Reported) $14.4M $27M $32M $32.2M $29.7M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $2.6M $9.4M $13.1M $11.7M $23.9M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $7.6M $7.6M $8.1M $7.5M $8M
Revenue Growth (YoY) -- -0.08% 6.38% -7.24% 5.96%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $2.7M $2.9M $3.3M $3M $3.3M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $2.7M $2.9M $3.3M $3M $3.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $2.4M $2.4M $2.4M $2.1M $2.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $575K $575K $581K $502K $546K
Net Income to Company $1.9M $1.8M $1.9M $1.6M $1.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $1.9M $1.8M $1.9M $1.6M $1.7M
 
Basic EPS (Cont. Ops) $0.27 $0.26 $0.28 $0.25 $0.27
Diluted EPS (Cont. Ops) $0.27 $0.26 $0.27 $0.25 $0.26
Weighted Average Basic Share $6.9M $6.9M $6.7M $6.4M $6.4M
Weighted Average Diluted Share $6.9M $7M $6.8M $6.5M $6.6M
 
EBITDA -- -- -- -- --
EBIT $3.9M $3.1M $3.1M $6.2M $7.2M
 
Revenue (Reported) $7.6M $7.6M $8.1M $7.5M $8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $3.9M $3.1M $3.1M $6.2M $7.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue -- $32.3M $31.5M $30.3M $30.9M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- $11M $12.5M $11.7M $13.1M
Other Inc / (Exp) $20K -- -- -- --
Operating Expenses -- $10.1M $11.5M $11.7M $13.1M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -- $10.1M $8.9M $8.7M $7.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -- $2.4M $2.1M $2M $1.7M
Net Income to Company -- $7.7M $6.8M $6.6M $5.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -- $7.7M $6.8M $6.6M $5.6M
 
Basic EPS (Cont. Ops) -- $1.12 $1.01 $1.02 $0.88
Diluted EPS (Cont. Ops) -- $1.12 $1.00 $1.01 $0.85
Weighted Average Basic Share -- -- -- -- --
Weighted Average Diluted Share -- -- -- -- --
 
EBITDA -- -- -- -- --
EBIT -- $13.6M $10.3M $21.4M $25.7M
 
Revenue (Reported) -- $32.3M $31.5M $30.3M $30.9M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -- $13.6M $10.3M $21.4M $25.7M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $19.6M $24.8M $24.3M $22.4M $23.6M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $9.8M $8.5M $9.5M $9M $9.9M
Other Inc / (Exp) $20K -- -- -- --
Operating Expenses $9.8M $7.6M $8.9M $9M $9.9M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $2M $8.2M $7.1M $6.5M $5.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $323K $1.9M $1.7M $1.5M $1.3M
Net Income to Company $1.7M $6.3M $5.4M $4.9M $4.1M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $1.7M $6.3M $5.4M $4.9M $4.1M
 
Basic EPS (Cont. Ops) $0.24 $0.91 $0.81 $0.76 $0.64
Diluted EPS (Cont. Ops) $0.24 $0.91 $0.80 $0.75 $0.62
Weighted Average Basic Share $20.6M $20.6M $20.1M $19.5M $19.2M
Weighted Average Diluted Share $20.6M $20.8M $20.3M $19.7M $19.7M
 
EBITDA -- -- -- -- --
EBIT $6.4M $10.6M $7.9M $17.6M $19.4M
 
Revenue (Reported) $19.6M $24.8M $24.3M $22.4M $23.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $6.4M $10.6M $7.9M $17.6M $19.4M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $48.1M $178.3M $111.8M $26.3M $50M
Short Term Investments $3.8M $24M $48.6M $46.2M $48.6M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $51.9M $202.3M $160.3M $72.5M $98.6M
 
Property Plant And Equipment $8.5M $8.6M $3.8M $4.3M $3.8M
Long-Term Investments $4.1M $25.6M $51M $73.8M $88.2M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- $18.6M $18.4M
Other Long-Term Assets -- -- -- -- --
Total Assets $319.3M $850.6M $788.1M $791.3M $843.3M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt -- $24.1M $49M $10M $40M
Capital Leases -- -- -- -- --
Total Liabilities $242.1M $769.8M $667.1M $674.2M $721.7M
 
Common Stock $77K $69K $69K $66K $64K
Other Common Equity Adj $9K $159K -$358K -$6.7M -$6.3M
Common Equity $77.2M $80.8M $121M $117.1M $121.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $77.2M $80.8M $121M $117.1M $121.5M
 
Total Liabilities and Equity $319.3M $850.6M $788.1M $791.3M $843.3M
Cash and Short Terms $51.9M $202.3M $160.3M $72.5M $98.6M
Total Debt -- $24.1M $49M $10M $40M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents -- $130.9M $40.5M $61.5M $52.3M
Short Term Investments -- $44.1M $41.9M $48M $48.4M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets -- $175M $82.4M $109.5M $100.7M
 
Property Plant And Equipment -- $7.4M $4.1M $3.9M $3.5M
Long-Term Investments -- $46.5M $42.9M $87.1M $86.8M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets -- $790M $776.4M $855.4M $878.6M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt -- $49M $10M $20M $58.8M
Capital Leases -- -- -- -- --
Total Liabilities -- $670.3M $661.2M $737M $750.2M
 
Common Stock -- $69K $66K $64K $64K
Other Common Equity Adj -- -$114K -$6.9M -$7.8M -$4.7M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity -- $119.7M $115.2M $118.5M $128.4M
 
Total Liabilities and Equity -- $790M $776.4M $855.4M $878.6M
Cash and Short Terms -- $175M $82.4M $109.5M $100.7M
Total Debt -- $49M $10M $20M $58.8M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders $355K $3.1M $7.6M $7.1M $6.4M
Depreciation & Amoritzation $885K $697K $674K $338K $734K
Stock-Based Compensation $278K $298K $410K $694K $1.1M
Change in Accounts Receivable $549K -$4.3M $2.8M -$716K -$527K
Change in Inventories -- -- -- -- --
Cash From Operations $1.6M $1.4M $11.9M $7.6M $7.9M
 
Capital Expenditures $377K $451K $830K $1.4M $527K
Cash Acquisitions -- -$22.7M -- -- --
Cash From Investing -$1.4M -$110.4M -$9.6M -$93.7M -$28.1M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued -- $150.8M $35M $105M $85M
Long-Term Debt Repaid -$7.6M -$60M -$110.8M -$143M -$55.1M
Repurchase of Common Stock -$600K -- -- -$5.7M -$3.3M
Other Financing Activities -- -- -$4.7M -- --
Cash From Financing $10.8M $239.1M -$68.7M $701K $44M
 
Beginning Cash (CF) $37M $48.1M $178.3M $111.8M $26.3M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $11.1M $130.1M -$66.5M -$85.5M $23.7M
Ending Cash (CF) $48.1M $178.3M $111.8M $26.3M $50M
 
Levered Free Cash Flow $1.3M $920K $11M $6.2M $7.3M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $1.9M $1.8M $1.9M $1.6M $1.7M
Depreciation & Amoritzation -$365K $173K $273K $151K $171K
Stock-Based Compensation $110K $110K $281K $258K $217K
Change in Accounts Receivable -$2.2M $551K -$258K -$271K $1.3M
Change in Inventories -- -- -- -- --
Cash From Operations $2.4M $671K $2.4M $1.7M $4.1M
 
Capital Expenditures $59K $345K $252K $67K $137K
Cash Acquisitions -- -- -- -- --
Cash From Investing $5.1M $11.2M -$26.6M -$795K -$3.2M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $5.7M -- $30M $26K $14M
Long-Term Debt Repaid -$25M -- -$40M -$26K -$7.1M
Repurchase of Common Stock -- -- -$514K -$328K --
Other Financing Activities -- -- -- -- --
Cash From Financing -$22.3M $3.3M $9.3M -$22.3M $1M
 
Beginning Cash (CF) $194.4M $115.7M $55.4M $82.9M $50.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$14.9M $15.2M -$14.9M -$21.4M $1.9M
Ending Cash (CF) $179.6M $130.9M $40.5M $61.5M $52.3M
 
Levered Free Cash Flow $2.3M $326K $2.1M $1.7M $4M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders -- $7.7M $6.8M $6.6M $5.6M
Depreciation & Amoritzation -- $1.7M -$182K $1.2M $671K
Stock-Based Compensation $188K $405K $575K $1M $1.2M
Change in Accounts Receivable -- $4.8M -$194K -$1.4M $33K
Change in Inventories -- -- -- -- --
Cash From Operations -- $15M $6.9M $5.4M $7.7M
 
Capital Expenditures $196K $832K $1.2M $816K $574K
Cash Acquisitions -$22.7M -- -- -- --
Cash From Investing -- $41.2M -$84.8M -$56M -$30.2M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued -- $5.9M $105M $65.1M $55.9M
Long-Term Debt Repaid -- -$125.8M -$143M -$55.1M -$17.1M
Repurchase of Common Stock -- -- -$5.3M -$3.4M -$284K
Other Financing Activities -- -- -- -- --
Cash From Financing -- -$104.9M -$12.5M $71.6M $13.3M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- -$48.7M -$90.4M $21M -$9.2M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -- $14.2M $5.7M $4.6M $7.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $1.7M $6.3M $5.4M $4.9M $4.1M
Depreciation & Amoritzation -$463K $527K -$329K $576K $513K
Stock-Based Compensation $188K $295K $460K $782K $887K
Change in Accounts Receivable -$6M $3.1M $168K -$531K $29K
Change in Inventories -- -- -- -- --
Cash From Operations -$469K $13.2M $8.2M $6.1M $5.9M
 
Capital Expenditures $196K $577K $930K $352K $399K
Cash Acquisitions -$22.7M -- -- -- --
Cash From Investing -$143.8M $7.8M -$67.4M -$29.7M -$31.8M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $179.9M $35M $105M $65M $35.9M
Long-Term Debt Repaid -$45M -$110.8M -$143M -$55.1M -$17.1M
Repurchase of Common Stock -- -- -$5.3M -$3M --
Other Financing Activities -- -$4.7M -- -- --
Cash From Financing $275.7M -$68.3M -$12.1M $58.9M $28.1M
 
Beginning Cash (CF) $290.9M $395.4M $237.1M $246.1M $161.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $131.5M -$47.3M -$71.3M $35.2M $2.3M
Ending Cash (CF) $422.3M $348M $165.8M $281.3M $164.1M
 
Levered Free Cash Flow -$665K $12.6M $7.3M $5.7M $5.5M

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